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					  <title><![CDATA[Home Equity Can Equal Cash: Understanding Home Equity Loans]]></title>
					  <link>http://www.writerspodium.org/articles/52170/1/Home-Equity-Can-Equal-Cash-Understanding-Home-Equity-Loans/Page1.html</link>
					  <description><![CDATA[While cash-strapped homeowners sometimes struggle to make ends meet, our real estate has seemingly morphed into the local bank We can tap into our home equity for everything from cars to vacations to college funds]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Wed, 24 Sep 2008 01:18:30 CEST</pubDate>
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					  <title><![CDATA[Mortgage Advice in Today&#039;s Real Estate Market]]></title>
					  <link>http://www.writerspodium.org/articles/46056/1/Mortgage-Advice-in-Today039s-Real-Estate-Market/Page1.html</link>
					  <description><![CDATA[With the slowing housing market, rising interest rates and lenders tightening the reins on their mortgage qualification requirements, it&#039;s extremely important to get the best mortgage at a good interest rate Keep reading for four tips you can use to get the best mortgage in today&#039;s residential real estate market]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Thu, 21 Aug 2008 01:12:16 CEST</pubDate>
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					  <title><![CDATA[Home Equity Loans Versus HELOCS and a Personal Loan]]></title>
					  <link>http://www.writerspodium.org/articles/41675/1/Home-Equity-Loans-Versus-HELOCS-and-a-Personal-Loan/Page1.html</link>
					  <description><![CDATA[In this article, we&#039;ll cover the benefits and disadvantages of home equity loans, home equity lines of credit (HELOCs) and personal loans Whether you&#039;re looking for funds to finance a major expense or simply pay down consumer debt, this article can help you decide what type of financing is best for you]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Tue, 29 Jul 2008 02:04:35 CEST</pubDate>
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					  <title><![CDATA[10 Ways To Save Money On Your Laundry]]></title>
					  <link>http://www.writerspodium.org/articles/22861/1/10-Ways-To-Save-Money-On-Your-Laundry/Page1.html</link>
					  <description><![CDATA[Electricity and water bills can add up fast, especially when you&#039;re doing laundry for what feels like an army Keep reading for 10 great laundry tips that will help you cut your monthly energy bills]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Sat, 29 Mar 2008 12:22:23 CET</pubDate>
					 <guid isPermaLink="true">http://www.writerspodium.org/articles/22861/1/10-Ways-To-Save-Money-On-Your-Laundry/Page1.html</guid>
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					  <title><![CDATA[How To Research Mortgage Rates Online]]></title>
					  <link>http://www.writerspodium.org/articles/22852/1/How-To-Research-Mortgage-Rates-Online/Page1.html</link>
					  <description><![CDATA[Approximately one half of all new home buyers check mortgage rate quotes online Most mortgage providers offer calculators that allow you to calculate your monthly payment once you input your principal, interest rate and terms]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Sat, 29 Mar 2008 11:22:34 CET</pubDate>
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					  <title><![CDATA[Home Loans And Mortgages: A Basic Introduction]]></title>
					  <link>http://www.writerspodium.org/articles/21686/1/Home-Loans-And-Mortgages-A-Basic-Introduction/Page1.html</link>
					  <description><![CDATA[When you buy a home, whether it&#039;s a single-family house, townhouse, co-op or condominium, you&#039;re probably going to need a mortgage For first-time buyers who may not have a lot of down payment cash to deposit, getting the right mortgage is absolutely essential]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Sun, 23 Mar 2008 19:03:22 CET</pubDate>
					 <guid isPermaLink="true">http://www.writerspodium.org/articles/21686/1/Home-Loans-And-Mortgages-A-Basic-Introduction/Page1.html</guid>
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					  <title><![CDATA[How To Save Money On Your Mortgage]]></title>
					  <link>http://www.writerspodium.org/articles/20622/1/How-To-Save-Money-On-Your-Mortgage/Page1.html</link>
					  <description><![CDATA[Most people don&#039;t realize it, but you typically pay more for your mortgage loan than you do for the house In fact, quite a bit more]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Thu, 13 Mar 2008 15:48:56 CET</pubDate>
					 <guid isPermaLink="true">http://www.writerspodium.org/articles/20622/1/How-To-Save-Money-On-Your-Mortgage/Page1.html</guid>
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					  <title><![CDATA[Everything You Need To Know About HELOCs (Home Equity Lines Of Credit)]]></title>
					  <link>http://www.writerspodium.org/articles/19144/1/Everything-You-Need-To-Know-About-HELOCs-Home-Equity-Lines-Of-Credit/Page1.html</link>
					  <description><![CDATA[A HELOC (home equity line of credit) works somewhat similar to a credit card, but it is secured and protected by the equity in your home - equity equals the market value of your home minus the balance owed on your mortgage Whatever the size of your home equity credit line, you pay interest only on the amount you use]]></description>
					  <author>no@spam.com (Ray Tolley)</author>
					  <pubDate>Sat, 01 Mar 2008 18:15:56 CET</pubDate>
					 <guid isPermaLink="true">http://www.writerspodium.org/articles/19144/1/Everything-You-Need-To-Know-About-HELOCs-Home-Equity-Lines-Of-Credit/Page1.html</guid>
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