Offering Small Group health insurance plans in California to your employees can include some pitfalls as you can imagine when dealing with something so valuable and multi faceted As we point out some of the hurdles Employers often face we are happy to show you creative ways to solve the issues

The good news is that you’ve decided to offer the employees you depend on California group health insurance benefits But, you happen to have a manufacturing operation in a different state

Let's take a look at the office copay for Tonik health insurance plans Tonik was designed to give people access to coverage for the things they use most and keep cost down

What are some current plans that work well when maternity coverage is not needed Maternity is one of the single biggest determinants on health plan cost when researching individual health insurance plans in the California market

Let's check out deductibles in Tonik health insurance plans first since that is such an important part of any health plan A deductible is an amount that you must pay first for certain benefits before the carrier starts to kick in

First, the official definition of the Primary Care Physician: Your Primary Care Physician (“PCP”) is the doctor you choose to provide basic health care In an HMO, your PCP must refer you to a specialist if you need to see one

Over the last 10 years, as California health insurance costs have increased significantly, there has been an explosion in both the availability and marketing of so-called discount health plans as we term them in the industry It's important to understand how they work and more importantly, how they do NOT work

Questions often arise in the California health insurance acquisition process concerning size of the company and available benefits for small businesses and the effect the size of a company may have on the premiums and the products available Companies 2-5 employees The minimum size required in California to qualify small for Small Business coverage is to show 2 eligible employees minimum

Many employers in California do not realize that paying for employee's individual health insurance policies presents many problems There can be liability for the employer in doing so

"Group coverage" is used loosely to describe health insurance plans that are employer sponsored but there is a distinction between "Small Group" and "Large Group" health benefits which is important Your company's options can be quite different under these two umbrellas so let's take a look at the how they differ both in terms of qualification and treatment under the law